Canadian Personal Finance and frugality with a bit of humour sprinkled in.
Uncle Sam's Demise Overblown?
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The Wealthy Boomer has an excellent article about why he thinks the whole USA demise thing has been blown way out of proportion. Have a read. He makes some very excellent points in the article! :)
the moneygardener: top 5 stock picks - 6 month update I agree with the moneygardener's #1 pick: Manulife Financial. This stock has taken an unfair beating over the last little while. As I am a long term investor as well, this one is a long term hold for me. Good choices. I'll post my current top 5 picks later.
One reader recently asked me how I received 0% credit cards. I currently have two credit cards for this purpose: a) Citibank Gold Mastercard and b) MBNA Mastercard. Both are limited time only 0% credit cards which means that you can basically write yourself a cash advance and deposit it in your bank account and earn interest on the money until it is time to pay back the principle. Remember, though, that there are monthly minimum payments that one would need to pay. However, because it is a 0% card, any minimum payment you make is made towards the principle. Between the two cards, I like the Citibank card a bit more because there is no balance transfer fee. With the MBNA they charge you 1% of the balance transfer amount. To me this was a minor inconvenience as I have put the money into PC Financial and am earning 4% so I still come out ahead at the end of the year. The MBNA credit card promotion is currently over, but the Citibank Gold Mastercard offer is still available. The det...
I received the following in my mailbox today: Dear canadiandollars, We want to remind you of some changes that have taken place this week. Our 'Quiz Quest' promotion, where members could win daily or weekly PiggyPoints in our different Zones has now come to an end. The quizzes that are affected by this change are the Shop & Earn Quiz, Sports Quiz, Travel Quiz, Movie Quiz and the Quirky Quiz. Now that 'Quiz Quest' is over, we will no longer be awarding everyone PiggyPoints for getting the right answer. But don't worry; the quizzes aren't going away completely. You can still answer the quiz questions and be entered into a weekly draw to win 1,000 PiggyPoints for each quiz. This change was meant to take place as of Monday, January 28th, but due to a small problem with the website, you may have noticed over the weekend that you didn't get your PiggyPoints when you were supposed to. Please note that we will be crediting all members who completed quizzes over...
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